Cookie & Tracking Policy
We want to be completely transparent about how kctiu uses cookies and tracking technologies to improve your budgeting experience. This page explains everything you need to know about our data practices.
What Are Cookies?
Cookies are small text files that websites store on your device when you visit them. Think of them as digital sticky notes that help websites remember your preferences and improve your experience. For a budgeting platform like kctiu, cookies help us remember your dashboard settings, keep you logged in, and understand how you use our expense tracking features.
These files contain information like your language preference, whether you've seen certain tutorials, or which budget categories you use most often. They make your return visits smoother and more personalized.
Types of Tracking We Use
Essential Cookies
These keep kctiu functioning properly. They remember that you're logged in, save your budget calculations as you work, and ensure our security features protect your financial data. We can't turn these off without breaking the website.
Analytics Tracking
We track which budgeting features get used most, how people navigate through expense categories, and where users might be getting stuck. This helps us improve the platform and add features that actually matter to your financial planning.
Preference Cookies
These remember your dashboard layout, preferred currency display, notification settings, and other customizations. Without these, you'd need to reset your preferences every time you visit kctiu.
Performance Tracking
We monitor how fast our budgeting tools load, which features might be running slowly, and when errors occur. This technical data helps us keep kctiu running smoothly for everyone.
Essential Cookies Cannot Be Disabled
Some cookies are absolutely necessary for kctiu to work. These include session management (keeping you logged in), security tokens (protecting against fraud), and form data (saving your budget entries). Disabling these would break core functionality like expense tracking and account access.
You can opt out of non-essential tracking at any time using the button below.
How Cookies Improve Your Experience
On kctiu, cookies make budgeting more efficient and personalized. When you set up expense categories, cookies remember them for next time. If you prefer weekly budget views over monthly ones, we save that preference. Analytics cookies help us understand that most users need better mobile expense entry, so we prioritize those improvements.
Without cookies, you'd lose your custom dashboard setup every visit, need to re-enter preferences constantly, and we couldn't identify which budgeting features need the most attention. They're genuinely helpful for both sides of the equation.
Data Retention
Most cookies expire automatically. Session cookies disappear when you close your browser. Preference cookies typically last 12 months. Analytics data gets aggregated and anonymized after 90 days. We don't keep personal tracking data longer than necessary.
Your Control Options
You can clear cookies anytime through your browser settings, use our rejection button above, or browse in private/incognito mode. Each browser handles cookie management slightly differently, but the controls are always available to you.
Managing Cookies in Your Browser
Every major browser lets you control cookies. Here's how to find these settings:
Settings → Privacy and Security → Cookies and other site data → See all cookies and site data
Settings → Privacy & Security → Cookies and Site Data → Manage Data
Preferences → Privacy → Manage Website Data
Settings → Cookies and site permissions → Cookies and site data
Questions About Our Cookie Practices?
If you have concerns about how we handle cookies or need help managing your privacy settings, we're here to help.
Email us at help@kctiu.com
kctiu | 823 Pinellas St, Clearwater, FL 33756, United States