Real People, Real Solutions

We started kctiu because we were tired of budgeting apps that felt like homework. After years of struggling with our own finances, we built something that actually works for busy people who want control without complexity.

How We Got Here

Back in 2019, I was sitting at my kitchen table with receipts scattered everywhere, trying to figure out where my money went. Sound familiar? My partner and I had good jobs, but somehow we were always surprised by our bank balance.

Traditional budgeting never stuck. Those complicated spreadsheets? Forget about it. Apps that required entering every coffee purchase? Too much work. We needed something that understood how real people actually spend money.

That's when we realized the problem wasn't discipline — it was the tools. Most budgeting solutions are built by people who've never struggled with money management themselves.

So we started building kctiu in our spare time. Not as a side hustle, but as a solution to our own problem. We tested every feature on ourselves first, keeping only what actually helped us sleep better at night.

Team working together on financial planning solutions

What Drives Us

These aren't just company values we put on a poster. They're the principles that guide every decision we make, because they came from our own financial struggles.

Honesty About Money

We don't promise overnight transformations or miracle solutions. Financial health takes time, and we're honest about the work involved. Our tools help you see your spending clearly, without judgment or false promises.

Built for Real Life

Life is messy. Sometimes you overspend on groceries, forget to track a purchase, or have an unexpected expense. Our system works with your reality, not against it. Flexibility beats perfection every time.

Simple But Powerful

Complex features don't solve simple problems. We focus on the 20% of functionality that handles 80% of your budgeting needs. Less overwhelm, more clarity, better results for busy people.

Your Privacy Matters

Your financial information stays yours. We don't sell data, push credit cards, or bombard you with investment offers. Just straightforward tools that respect your privacy and support your goals.

How We Actually Help

Forget everything you think you know about budgeting. We don't make you categorize every transaction or set up complicated savings rules. Instead, we focus on the patterns that matter most to your financial peace of mind.

Track spending trends without micromanaging every dollar, so you can spot problems before they become disasters.
Set up automatic alerts for unusual spending patterns, giving you early warning when something's off track.
Create flexible saving goals that adjust to your actual income and spending, not some theoretical perfect budget.
Get clear monthly reports that show where your money went without making you feel guilty about reasonable purchases.

Clean and intuitive financial dashboard interface

Financial planning tools designed for everyday use

Smart budgeting features that adapt to your lifestyle

Meet the Team

We're a small but dedicated group of people who understand financial stress because we've lived it. No fancy MBAs here — just real experience with real money problems.

Keylani Trevino

Lead Product Developer

Former software engineer who left a six-figure job after realizing she was terrible at managing her own money. Now builds tools that help people avoid her past mistakes.

Why We Keep It Personal

Every feature we build gets tested by our team first. If it doesn't help us manage our own money better, it doesn't make it into the app. We've all been through the stress of living paycheck to paycheck, the embarrassment of overdraft fees, and the frustration of budgets that don't work.

That experience shapes everything we do. We're not trying to build the most feature-rich app or impress venture capitalists. We're building tools that would have helped us five years ago, when we were struggling to get our financial lives together.

Years Building Together

15,000+

Families Using kctiu